At Upward FP, our approach to managing your investments is meticulous and informed. We utilize a sophisticated blend of strategies – from the modern portfolio theory, value investment, and capital asset pricing model to emphasize indexing, diversification, asset distribution, and tax-savvy investment practices. Our prime objective? Ensuring optimal results tailored to our clients’ needs.
Navigating the intricate pathways of finance requires more than casual expertise. Having a personal wealth manager brings a plethora of advantages. Firstly, we offer a tailored approach, understanding that each individual’s financial goals and circumstances are unique. With our expert insight, we can help mitigate risks, ensuring that your wealth doesn’t just remain static but thrives. Furthermore, we save you time, painstakingly researching investment opportunities so that you don’t have to. We also bring a holistic perspective, talking you through tax planning and estate planning to make sure all aspects of your financial life are in sync.
As a seasoned player in the realm of wealth management, Upward Financial Planning stands poised to be that personal wealth manager you’ve been seeking. Dedicated to understanding your aspirations, we craft strategies not just for short-term gains but long-lasting financial prosperity. Our reputation is built on trust, transparency, and a commitment to client success. With Upward Financial Planning by your side, envision a financial future where your wealth is not just managed but meticulously nurtured and cultivated.
Rest assured, your investments are in safe hands. We entrust them to our trusted custodian, Charles Schwab. Having your investments stored by Charles Schwab, means that your investments are held by a reputable and established institution with a long history of safeguarding client assets. Entrusting your money to Charles Schwab provides an added layer of protection, ensuring that your investments are segregated from the assets of other entities and handled with the utmost care and professionalism. Additionally, Charles Schwab adheres to rigorous industry standards and regulations, further enhancing the safety of your investments. With this custodial arrangement, you can have peace of mind knowing that the security and integrity of your financial assets are prioritized.
While it’s imprudent to guarantee specific returns, we stand by our commitment to work in your best interests. If someone assures you of a fixed return, be wary! We’ll evaluate your risk preferences and strategically allocate your funds, aiming to achieve your financial aspirations based on your risk appetite and investment timeline.
We charge a blended fee for investments under management:
First $0 to $250,000 1.35%
Next $250,000 to $500,000 1.25%
Next $500,000 to $1,000,000 1.15%
Next $1,000,000 to $2,500,000 1.00%
Next $2,500,000 to $5,000,000 .90%
We offer a myriad of account options to cater to varied needs. Be it Roth IRA, Traditional IRA, Brokerage account, a joint account, or a small business retirement account – we’ve got you covered. Plus, we can seamlessly transition accounts from previous employers, offering you an integrated approach to investment and tax planning.
The types of accounts that we can manage for you include:
Roth IRA
Traditional IRA
Individual Account
Joint Account
Simple IRA
SEP IRA
Solo 401(k)
401(k)
Trust Account
529 Education Savings Account
Health Savings Account (HSA)
Annuity
And others
We work with a lot of business owners and retirees. With our strong business tax planning and retirement planning offerings, we have been able to help dozens of business owners and retirees to retire and/or see their businesses and investments thrive. We also help many clients with more unique financial financial situations such as receiving an inheritance, winning the lottery, receiving company stock units, or rolling over retirement accounts.
Often our clients come to us when navigating certain life events. You may be asking yourself what should I do with my retirement investments? What should I do with my lottery winnings? How should I manage my family’s wealth to provide for generations to come? What should I do with my insurance settlement? What is my best option to invest an inheritance I received? We can help you answer these questions and more to provide you with a comprehensive plan that will meet your needs and objectives. Call us today to schedule a complimentary consultation.
We respect and value our client’s convictions. If there are specific investments you’d rather not be involved in, or particular ones you’re passionate about supporting, just let us know. Our team is adept at curating a portfolio that mirrors your values and financial ambitions.
Step 1. Call (540) 580-2501 or email daniel@upwardfp.com to schedule a free consultation with our wealth advisor, Daniel Colston, CFP®.
Step 2. We will help you open a custodial account with Charles Schwab.
Step 3. We will invest your assets according to your risk tolerance, monitor them as time goes on, and meet with you as needed to make sure they are continuing to meet your investing needs.