Financial Planning for Retirees & Retiring

planning for retirement

Our team is excited to help you develop & achieve your vision for retirement! As fee-only & fiduciary advisors, you know you can trust us.

Your Challenge

Unfortunately, many retirees are woefully underprepared for their golden years. When you engage Upward Financial Planning, you’re getting a team of professionals that will guide you through the complete process of building and implementing your retirement plan. These services include investment management, effectively utilizing your pension plan, optimizing your Medicare and/or Social Security activation, knowing what to do with your old 401k/403b, and more!

Your Opportunity

With retirement planning, the earlier you start, the better off you’ll be. That said, it’s never too late to prepare for retirement. Building & implementing your retirement plan even a few years before “landing the plane” can have huge benefits you’ll experience throughout your retirement! These benefits include reducing your lifetime tax bill, optimizing your investments, and expanding your possibilities in retirement. A few years of planning can mean the difference between family adventures in your destination of choice or working extra years to “make the numbers work”.

fee-only fiduciary financial advisor Roanoke, VA

Our Partnership

We’re most valuable to our clients when serving in a role that’s the combination of your personal CFO, financial therapist, and financial personal trainer. Like any good finance executive, we have the experience & technical expertise to help establish financial harmony, provide quality investment optimization, and offer counsel on a wide breadth of financial planning strategies.

The services we provide include:

  • Retirement & Legacy Planning
  • Tax Reduction Strategies
  • Optimized Investment Management
  • 401k/403b Analysis
  • Wealth Transfer & Estate Planning Coordination
  • Insurance Analysis for life insurance, Medicare, and P&C
  • When to start Social Security
  • More!

Our commitment to you does not end with the presentation of your financial plan but, rather, begins at this moment. On an ongoing basis, we’ll review your financial picture and provide advice surrounding life events that matter most to you. Our goal is to help you “land the retirement plane” as smoothly as possible.